Acknowledgment & Acceptance
By enrolling and/or using the No-Points Program ("No-Points"), you agree that you have read and understand this Agreement ("Agreement") and that your membership in No-Points shall conform to its terms and conditions.

The No-Points Program is owned and operated by No-Points.com ("No-Points.com").

No-Points Program ("Program") members ("Members") may earn Cash for taking surveys, taking advantage of Cash-earning opportunities on the Program and other third party Web sites; responding to offers from participating advertisers and partners via email, postal mail or telephone (including mobile phones); and complying with the terms of other offers or programs from No-Points.com or other participating companies.

No-Points.com reserves the right to send Members messages from time to time for which they may not be rewarded. Such messages may include No-Points system updates; flash bulletins; order confirmations; administrative announcements; special requests and other similar messages ("Administrative Messages")-and may be sent via email, regular mail or mobile phone. Members can elect to stop receiving messages through the rewards mail program, but cannot unsubscribe from these Administrative Messages while enrolled in the Program.

No-Points.com is under no obligation to provide Members with any particular number of Cash-earning opportunities or send messages to them.

No-Points.com reserves the right to limit No-Points enrollment at any time.

No-Points.com Privacy Policy
No-Points.com promises to maintain the privacy of members' personal information. The full extent of our commitment can be found by visiting Privacy Policy.

Terms of Participation
Individuals from ANY country may enroll in No-Points Program and become Members.

Corporations or other business entities are also eligible to become Members.

No-Points membership and its right to use is limited to one individual/entity per No-Points account.

No-Points.com allows only one email address per Member.

Member agrees to provide only true and accurate information to No-Points (including to its advertisers and partners) at all times.

Member agrees to comply with the terms of all No-Points and No-Points advertiser and partner offers, promotions, and programs at all times.

Member agrees not to abuse No-Points privileges by conduct which is detrimental to the interests of No-Points.com, including without limitation attempting to accrue Cash in a manner inconsistent with the rules of No-Points or intent of this Agreement, having multiple accounts, attempting to earn Cash through other than legitimate channels, participating in purchasing or redemption fraud, or tampering with No-Points award links, etc.

No-Points.com reserves the right to terminate or disable, at No-Points.com's sole discretion, any No-Points membership if No-Points.com believes such Member has violated or acted inconsistently with the rules of No-Points or intent of this Agreement. Member understands and agrees disabling of membership will result in Member's inability to redeem and/or earn Cash. Member understands and agrees termination of membership will result in the cancellation of all of Member's Cash.

No-Points.com shall be the sole determiner in cases of suspected abuse, fraud, or violation of its rules and any decision it makes relating to termination of membership (including cancellation of Cash) shall be final and binding.

No-Points reserves the right to adjust your Cash balance with award reversals for items returned or transactions not completed or cancelled. A pattern of placing orders followed by cancellations is construed as purchasing fraud and could result in the termination of your No-Points account.

Cash Back will be awarded as offered through No-Points at the time of redemption (currently payment through a PayPal account or via check).

No-Points.com is not responsible for lost or stolen cash/rewards once issued.

Member inquiries regarding cash/checks sent and not received must be received by No-Points.com within 6 months after the initial redemption date. Thereafter, No-Points.com will have no obligation to re-send rewards to the Member.

Cash will be subtracted from Member's account after every payment is sent (currently once per month).

Once sent via Paypal/Check, Cash will not be reinstated to Member's account.

In conjunction with receiving Cash, Member agrees to confirm that all information in Member's personal profile is up-to-date and accurate.

Member agrees to promptly notify No-Points.com of any change in Member's address (mail or email) or personal profile by updating his or her personal information in the My Profile section of the Website under My Account. Member's discontinued participation in No-Points or failure to notify No-Points.com of any address (mail or email) or profile changes may result in the termination of Member's membership and forfeiture of Member's unpaid Cash.

No-Points.com reserves the right to cancel or disable accounts and expire unredeemed Cash in those accounts that are inactive for a period of 12 consecutive months. Inactive shall be defined as lack of one of the following: website visit, email response (click thru), survey completion, profile update or any Point-earning or spending transaction

No-Points.com reserves the right to limit the opportunities to earn Cash available to Member while Member remains inactive.

Member shall comply with all laws, rules, and regulations that are applicable to Member. Member acknowledges that Member may only participate in No-Points if and to the extent that such participation is permitted by such laws, rules, and regulations. No-Points.com refuses to enroll Member, or to restrict, modify, or terminate Member's participation in No-Points, without liability to Member or any other party, if Member violates any law, rule, or regulation, or if Member's participation in No-Points could violate any law, rule, or regulation.

Disclaimer of Warranties
Member expressly agrees that use of No-Points is at the Member's sole risk.

No-Points and all services offered therein are provided on a strictly "as is" and "as available" basis. NO-POINTS.COM MAKES NO WARRANTY WITH REGARD TO ANY PRODUCTS, SERVICES, OR REWARDS OBTAINED BY MEMBERS THROUGH NO-POINTS OR THROUGH NO-POINTS ADVERTISERS OR PARTNERS; THAT NO-POINTS WILL MEET MEMBERS' REQUIREMENTS; OR THAT NO-POINTS WILL BE UNINTERRUPTED, TIMELY, ERROR FREE; NOR DOES NO-POINTS.COM MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF NO-POINTS OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH NO-POINTS.

No-Points.com expressly disclaims any and all express and implied warranties, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. No-Points.com shall not be liable or responsible for those guarantees, warranties, and representations, if any, offered by No-Points advertisers, partners, manufacturers of merchandise, or suppliers of services. No advice or information, whether oral or written, obtained by Member from No-Points.com or through No-Points shall create any warranty not expressly made herein.

Limitation of Liability
NO-POINTS.COM SHALL NOT BE LIABLE FOR ANY DAMAGES, WHETHER DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL, RELATING TO THE PARTICIPATION OR INABILITY TO PARTICIPATE IN NO-POINTS. SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES; SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

No-Points.com is not responsible for damages or losses that result from participating or inability to participate in No-Points, or reliance on or use of information, services, or merchandise provided on or through No-Points.

Member acknowledges and agrees that No-Points.com neither endorses the contents of advertisements or third parties' Web sites, nor assumes responsibility or liability for the accuracy of material contained therein, or any infringement of third party intellectual property rights arising therefrom, or any fraud or other crime facilitated thereby.

No-Points.com is not responsible and assumes no liability for changes or discontinuances of service from providers which may affect offers or the accrual of Cash.

In no event shall No-Points.com's liability, either jointly or severally, exceed $10.

Participation in Promotions of Advertisers and Merchants
Member's correspondence with or participation in promotions of No-Points advertisers and partners are solely between corresponding Member and the advertiser or partner. No-Points.com assumes no liability, obligation, or responsibility for any part of any such correspondence or promotion, including without limitation withdrawal or modification of any offer or promotion.

Member understands that, in some cases, there may be delay in the crediting of Cash for promotions of advertisers or partners due to advertiser's or partner's failure to provide necessary information to No-Points.com for such crediting of Cash. No-Points.com will not be responsible or liable for the delay or failure to credit Cash in such event.

Third Party Services
To enhance the value of the No-Points service to its Members, No-Points.com may on occasion share selected personal information with third parties for the limited purposes of data verification and supplementation.

Such third parties shall be STRICTLY bound by the terms set forth in the No-Points Privacy Policy.

Such third parties will agree to maintain the confidentiality and protection of your personal information, at all times during and after providing services.

Termination
AT ANY TIME EITHER MEMBER OR NO-POINTS.COM MAY TERMINATE MEMBER'S MEMBERSHIP WITH OR WITHOUT CAUSE. MEMBER'S RIGHT TO USE MEMBER'S MEMBERSHIP IMMEDIATELY CEASES UPON TERMINATION AND MEMBER'S UNREDEEMED CASH SHALL BE CANCELLED.

Termination of Member's membership by Member is effective upon Member submitting a termination request through the No-Points Web site located within the Close Account page found in the My Account area on the No-Points Web site. Member understands that, in some cases, Member may still receive messages (which may have been scheduled prior to Member's termination) after termination. Member may not earn Cash after termination.

Should Member object to any of the terms and conditions of this Agreement, or any subsequent modifications thereto, or become dissatisfied with No-Points, Member's only recourse is to immediately discontinue participation in No-Points and properly terminate his or her membership. (See paragraph above.)

No-Points.com reserves the right to terminate the membership of any Member who appears to be using No-Points in a manner inconsistent with this Agreement, the intent of this Agreement, or any No-Points rules.

Non-Transferability
Member's right to use No-Points is non-transferable.

Cash is non-transferable and is void if transferred.

Member's membership will terminate immediately in the event of Member's death.

Cash and/or rewards may not be bartered or sold.

No-Points accounts and Cash are not transferable upon death or as part of a domestic relations matter or otherwise by operation of law.

Proprietary Rights to Content and other Intellectual Property
Member acknowledges that No-Points content (including but not limited to text, sound, photographs, graphics, or other material contained in any No-Points communication, advertisements, or messages, whether by No-Points.com or No-Points.com's advertisers or partners), service and software are protected by copyrights, trademarks, service marks, patents, and/or other proprietary rights and laws; therefore, Member is only permitted to use content, service, or software as expressly authorized by No-Points.com, its advertisers and partners, as the case may be.

Member agrees not to forward any No-Points offers or promotions to others without first obtaining the express written permission of No-Points.com; No-Points offers are specific to Member's membership unless otherwise stated.

Modifications
No-Points.com reserves the right to change this Agreement, and/or any part thereof, at any time. Member understands the most recent version of this Agreement will be located on the No-Points Web site in the My Account area under Terms of Service.

Member's non-termination or continued use of No-Points constitutes an affirmative acknowledgment by Member of any modification to the Member Terms of Service Agreement and consent to abide and be bound by any terms thereof. At any time, if Member does not agree with the Member Terms of Service, Member may terminate Member's membership.

No-Points.com reserves the right to modify or discontinue the No-Points service with or without notice to Member.

No-Points.com shall not be liable to Member or any third party should No-Points.com exercise its right to modify or discontinue the No-Points service.

Member's continued participation in the Program shall constitute an affirmative acknowledgment by Member of any amendment or modification to the TOS and Member's consent to abide and be bound by said TOS as amended or modified.

Notices
All notices given by No-Points.com to you will be given by email, regular mail or by general posting on the No-Points Web site.

Indemnification
Member agrees to indemnify and hold No-Points.com, its affiliates, officers, and employees harmless from any claim, demand, expense, or damage, including reasonable attorneys' fees relating to use of No-Points or violation of this Agreement.

Laws
Any dispute or claim arising out of or in relation to this Agreement, or the interpretation, making, performance, breach, or termination thereof, shall be finally settled by binding arbitration in Toronto, Ontario.

This contract shall be governed by the law of the Province of Ontario, excluding its conflict of law principles. The arbitration proceedings shall be governed by federal arbitration law and by the Rules, without reference to state/province arbitration law.

Member and No-Points.com agree that, any provision of applicable law notwithstanding, neither party will request, and the arbitrators shall have no authority to award, punitive or exemplary damages against the other party.

This Agreement constitutes the complete and exclusive understanding between No-Points.com and Member relating to the subject matter hereof and supersedes all prior or contemporaneous understandings, agreements, communications, and/or advertising with respect to such subject matter.

If any provision(s) of this Agreement is held by the arbitrators to be contrary to law, then such provision(s) shall be construed, as nearly as possible, to reflect the intentions of the parties with the other provisions remaining in full force and effect.

No-Points.com's failure to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision unless acknowledged and agreed to by No-Points.com in writing.